Does TRICARE^® Pay for Rehab?

Yes. TRICARE^® may cover medically necessary drug and alcohol treatment, including detox, residential treatment and outpatient care. Coverage varies based on your specific TRICARE^® plan and medical needs.

Black Bear Lodge accepts TRICARE^® East, administered by Humana Military, for eligible individuals seeking addiction treatment in North Georgia.

Our admissions team works directly with patients and families to verify benefits, explain coverage and assist with the prior authorization process so you can focus on what matters most: recovery.

What Does TRICARE^® Cover for Drug and Alcohol Treatment?

TRICARE^® may provide coverage for a range of behavioral health and addiction treatment services when they are deemed medically necessary.

Depending on your plan and authorization, coverage may include:

• Medical detox
• Residential addiction treatment
• Partial hospitalization programming (PHP)
• Intensive outpatient programming (IOP)
• Individual therapy
• Group therapy
• Dual diagnosis treatment for co-occurring mental health conditions
• Medication-assisted treatment (MAT)
• Aftercare and continuing care planning

Coverage varies based on plan type, eligibility and clinical necessity. Many residential treatment services require prior authorization before treatment begins.

Our admissions team can help verify benefits and explain your options before admission.

TRICARE^® Plan Types and What They Mean for Coverage

TRICARE^® offers several plan options for military members, veterans, retirees and their families. Understanding your plan can help you better understand available treatment benefits.

TRICARE^® Prime

TRICARE^® Prime is a managed care option that typically offers lower out-of-pocket costs. In many cases, referrals from a Primary Care Manager (PCM) are required before receiving specialty services.

TRICARE^® Select

TRICARE^® Select provides greater flexibility in choosing healthcare providers. Depending on the plan, cost-sharing and deductibles may apply.

TRICARE^® For Life

TRICARE^® For Life works alongside Medicare for eligible retirees and beneficiaries who qualify for both programs.

TRICARE^® East

Black Bear Lodge accepts TRICARE^® East, the regional plan covering Georgia and much of the eastern United States through Humana Military.

If you are unsure which TRICARE^® plan you have, our admissions team can help review your coverage.

Prior Authorization: What It Is and Why It Matters

Many individuals are surprised to learn that prior authorization is commonly required for residential addiction treatment under TRICARE^®.

Prior authorization simply means TRICARE^® reviews and approves the recommended level of care before treatment begins. It is a standard part of the process and helps determine medical necessity.

Without prior authorization, coverage may be reduced or denied.

The good news is that you do not have to navigate this process alone.

Black Bear Lodge’s admissions team assists with:

• Insurance verification
• Prior authorization support
• Coordination with TRICARE^® and Humana Military
• Understanding benefits and next steps

Residential treatment authorizations are often approved for a set number of days initially, with additional days reviewed based on ongoing medical necessity.

Black Bear Lodge and TRICARE^® East

Black Bear Lodge accepts TRICARE^® East and provides evidence-based addiction treatment for adults experiencing substance use and co-occurring mental health conditions.

Depending on eligibility and authorization, TRICARE^® coverage at Black Bear Lodge may include:

• Medical detox
• Residential treatment
• Dual diagnosis treatment
• Medication-assisted treatment (MAT)
• Continuing care planning

Located in the foothills of the North Georgia mountains, Black Bear Lodge provides a supportive environment where individuals can step away from daily stressors and focus fully on recovery.

Our admissions team handles insurance verification and prior authorization support at no cost.

Who Is Eligible for TRICARE^®?

TRICARE^® benefits may be available to:

• Active duty service members
• National Guard and Reserve members
• Military retirees
• Eligible family members and dependents
• Surviving family members
• Certain former spouses
• Some veterans who qualify for TRICARE^® benefits

Eligibility is managed through the Defense Enrollment Eligibility Reporting System (DEERS).

If you are uncertain about your eligibility, our team can help guide you through the process.

Why Military Members and Veterans Choose Black Bear Lodge

Military service often comes with unique experiences and challenges. For some individuals, substance use may occur alongside trauma, chronic stress, anxiety, depression or PTSD.

At Black Bear Lodge, our team understands the importance of treating the whole person—not just the addiction.

Evidence-Based Care for Co-Occurring Conditions

We provide integrated treatment for substance use and mental health conditions, including trauma and PTSD.

A Setting Designed for Healing

Originally built as a mountain retreat, Black Bear Lodge offers a peaceful environment where individuals can step away from everyday pressures and focus on recovery in the North Georgia mountains.

Experienced Clinical Team

Our clinicians provide trauma-informed, evidence-based care tailored to each person’s needs and recovery goals.

Recognized Quality

Black Bear Lodge is:

• Joint Commission Accredited
• Named a Newsweek Best Addiction Treatment Center from 2022–2025

Recovery looks different for everyone. Our goal is to provide the support, structure and tools needed to help individuals move forward with hope.

Frequently Asked Questions